PI Email Alert
Friday, May 1, 2020
In This Issue...

-A New Scourge

-Back to Business

-Minimal Policy - Minimum Med Pay

- RESULTS ARE IN! Shawn Steel PI Survey
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A New Scourge: Mitchell Negotiations Services -- Med Pay Executioner for California Casualty
Dr. Amber sent us evidence of California Casualty’s newest tactic for capriciously cutting Med Pay.
California Casualty has a poor record of paying anyone’s Med Pay. Now they have added accelerant against their own customers.

Doctors are reporting that Mitchell Negotiations Services [MNS] are calling them and offering to pay the Med Pay if they take steep 40% cut. Fortunately, Dr. Amber realized that MNS gets paid for each dollar they cut from the doctor.

We sent a cease and desist letter to MNS to never to contact our client’s physicians. We consider MNS's intrusion a gross violation of our client’s medical privacy under HIPAA federal law.

Let us know if you are hearing from MNS. Do not negotiate with these people. If your bill is fair and reasonable, contact the PI attorney. Instruct the attorney to serve MNS with a warning letter.

To see an example of a MNS letter contact johntawlian@shawnsteel.com.
Back To Business
Chiropractors are considered an Essential Service by the Department of Homeland Security. One reason for including chiropractors was to help our hospital systems from collapsing.

Most doctors adjusted so they can keep seeing their patients with proper safeguards in place; including sterilization, temperature taking, social spacing, and proper masking and clothing.

With much of the crisis behind us, it is time to safely return to full schedule. Still, too many patients are afraid. We got lucky in California. The East Coast virus in those densely populated regions is a qualitatively different environment.

Reach out to your patients – Orange County and soon many more counties will be opening all but a few businesses shorty.

Still, no matter what we need always to protect the elderly and the vulnerable.

Email johntawlian@shawnsteel.com for a copy of the Department of Homeland Security report.
The Pandemic helped create more traffic fatalities - Wall Street Journal
Another unintended result of the lockdown is more accidents. Speeding is the key reason for more violent accidents. More people died between March 16 to April 21 in Minnesota, with more violent collisions in that period being reported than in the last 6 years.

“The biggest jump in the 10 metro areas came in Los Angeles, where the average rpm speed rose from 39 mph to 61 mph.”

The CHP recently wrote 2,500 speeding tickets to drivers going faster than 100 mph.

“ 'My biggest concern is once we open up the floodgates and people can get out there and travel freely again, what are we going to see?' said Pam Fischer, senior director of external engagement at the nonprofit Governors Highway Safety Association, which represents state highway safety offices."

Wall Street Journal, April 29, 2020
Shawn Steel PI Survey
Q1. How would you grade Med Pay Carriers?
Q2. Do you have Business Interruption Insurance?
ACE'S TIP
What is a " Minimal " Car Policy?
Educating your client about the importance of having Med Pay to pay for doctors visits is crucial.

A key impediment getting Med Pay is with “minimal” insurance companies. These insurance carriers target younger drivers and working people to sell them “full coverage” which is not.

Following an accident, people believe that their insurance company, to whom they have been diligently paying premiums often for years, are going to negotiate in good faith to get their bills paid.

Your patients are outraged to learn that, despite ample medical bills and legitimate and well-documented injuries, their insurance company is refusing to pay Med Pay or the Uninsured Motorist claim.

Some of the "minimal " coverage insurance companies are:

  • General Insurance 
  • Alliance United 
  • Infinity 
  • Bristol West 
  • Fred Loya 

If your patient is insured by any of these carriers there is generally ZERO Med Pay and minimum $15,000 coverage.


Feel free to email me with any questions: alexandereisner@shawnsteel.com.
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Edited by John Tawlian & Alexander C. Eisner, Designed by Lisa Kim Brown